Creating Opportunities

We're there with you every step of the way with solutions to help you create opportunities for more potential homeowners. For you and your borrowers, our resources and tools help successfully fulfill homeownership aspirations in communities across the nation.

Creating Opportunities with Borrower Education

We're committed to providing you with resources and tools to help you make home possible for more borrowers.

• Explore Get the Facts! a dynamic outreach and education initiative intended to dispel common misconceptions about homeownership. At the core of Get the Facts! is an open, friendly and interactive workshop (available in English and Spanish) designed to break down the barriers that often keep people from exploring the possibility of owning a home.

• Expand the power of financial literacy with CreditSmart®, our award-winning credit and financial education curriculum. Offered in English, Spanish, Chinese, Korean, and Vietnamese, CreditSmart® provides consumers culturally relevant information on the importance of establishing and keeping good credit, understanding the steps to homeownership and the responsibilities that come with achieving this dream.

• Achieve success in the Hispanic marketplace through Nuestro Barrio (Our Neighborhood), a Spanish-language TV mini-series about Hispanic life in the U.S. The mini-series combines entertainment with the financial facts of life and airs in target markets on regular and cable channels.

Creating Opportunities to Consider Every Borrower an Opportunity

Because each customer who steps through your doors has unique needs, we offer access to more of the solutions you need at the point-of-sale to strengthen your origination channels.

• Simplify the mortgage process with Loan Prospector®, our automated underwriting service, that offers a comprehensive set of mortgage products and enhanced point of sale capabilities that increase your efficiency and expand your reach.

• Yield tangible cost savings with free Loan Prospector Caution submissions on your first submission of most of your conventional/conforming mortgages – an exclusive Freddie Mac advantage. Now, there are more reasons for assessing all of your borrowers up-front using Loan Prospector, including those with weak credit histories, low- and moderate-income and underserved borrowers.

• Progressive changes expand homeownership. We continually evaluate and make changes to Loan Prospector to expand homeownership opportunities for more low- and moderate-income and underserved borrowers.

• Reach out to the growing Hispanic community with Spanish language mortgage documents, a joint initiative between Freddie Mac and Fannie Mae. 83 non-executable Spanish translations of the Fannie Mae/Freddie Mac Uniform Instruments are now available to help you better serve Spanish language dominant consumers.

We'll work directly with you to custom-fit new opportunities that help you establish your presence in new and emerging markets, drive new origination volume, and fulfill the homeownership aspirations of a diverse borrower base.