5-Year Adjustable-Rate Mortgages (ARMs) Since 2005

Contact: corprel@freddiemac.com
or (703) 903-3933

Monthly Average Commitment Rate And Points On 5-Year Adjustable-Rate Mortgage

	2009				2008
	Rate	Pts	Margin		Rate	Pts	Margin
January	5.31	0.6	2.74		5.45	0.5	2.75
February	5.15	0.6	2.73		5.30	0.4	2.75
March	5.00	0.7	2.71		5.54	0.7	2.75
April	4.88	0.6	2.74		5.58	0.6	2.76
May	4.83	0.6	2.74		5.64	0.5	2.76
June	5.00	0.6	2.75		5.77	0.6	2.76
July					5.93	0.6	2.74
August					6.02	0.6	2.73
September					5.88	0.6	2.74
October					6.09	0.6	2.74
November					5.98	0.6	2.74
December					5.65	0.6	2.74
Annual Average:					5.74	0.6	2.75

	2007				2006
	Rate	Pts	Margin		Rate	Pts	Margin
January	6.02	0.5	2.76		5.76	0.6	2.78
February	6.00	0.5	2.76		5.92	0.6	2.78
March	5.90	0.6	2.76		5.98	0.7	2.78
April	5.91	0.6	2.77		6.15	0.7	2.78
May	5.98	0.5	2.77		6.22	0.6	2.78
June	6.31	0.6	2.76		6.28	0.5	2.77
July	6.32	0.5	2.76		6.36	0.5	2.75
August	6.33	0.5	2.76		6.18	0.4	2.76
September	6.21	0.6	2.76		6.08	0.5	2.76
October	6.09	0.5	2.76		6.09	0.6	2.76
November	5.91	0.5	2.75		6.02	0.6	2.76
December	5.86	0.5	2.76		5.95	0.5	2.76
Annual Average:	6.07	0.5	2.76		6.08	0.6	2.77

	2005
	Rate	Pts	Margin
January	5.04	0.6	2.79
February	5.02	0.7	2.79
March	5.30	0.7	2.78
April	5.27	0.6	2.77
May	5.13	0.7	2.79
June	5.06	0.5	2.79
July	5.22	0.6	2.78
August	5.34	0.6	2.79
September	5.31	0.6	2.78
October	5.57	0.7	2.78
November	5.80	0.6	2.78
December	5.78	0.6	2.77
Annual Average:	5.32	0.6	2.78

Other Available PMMS® Information: