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Foreclosure and Bankruptcy

Use the following resources to better understand Freddie Mac's foreclosure and bankruptcy requirements and processes.

Easy to Print References
Default Management Training and Education Resources [PDF 330K]
Electronic Default Reporting (EDR) Quick Reference Guide [PDF 1.1M]
Expense ManagerSM [PDF 81K]
Online Submission of Servicing Expense Reimbursement Claims (Form 104SF) [PDF 161K]
Promoting Responsible Servicing Practices [PDF 72K]
Servicer Incentive Program [PDF 114K]
Timeline Manager [PDF 166K]
Working with Foreclosure Attorneys to Help Borrowers Avoid Foreclosure - Best Practices [PDF 122K]
2008 Due Date Calendar for Monthly Reporting and Remitting [PDF 97K]
2009 Due Date Calendar for Monthly Reporting and Remitting [PDF 143K]     New

Secured Resources for Servicers
More Foreclosure and Bankruptcy Resources restricted access
You will need your Mortgage Servicing Products ID and password to access these materials.

Online Self-study
Electronic Default Reporting (EDR) Recording - 56 min
Using Form 104SF Recorded - 135 min
Using Remedy Manager - 15 min

Training Events workshop Workshop     webevent Web Event
Managing Foreclosures and Adverse Matters workshop - 1 day

Additional Online Resources
Disaster Relief Guidelines
Helping Borrowers Avoid Foreclosure
REO Manager®
Servicer Performance Profile
Servicing Applications Sign Up Form
Special Options for Service Members

Freddie Mac's Single-Family Seller/Servicer Guide
  • Chapter 64: Delinquencies
  • Chapter 66: Foreclosure
  • Chapter 67: Adverse Matters
  • Exhibit 57: 1-4 Unit Property Approved Expense Amounts
  • Exhibit 57A: Approved Attorney Fees and Title Expenses
  • Form 102: Second Mortgage/HIL Servicing Transmittal
  • Form 105: Multipurpose Loan Servicing Transmittal
  • Form 1013: 1-4 Unit Property Inspection Report
  • Form 1036: Request for Release of Documents
  • Form 1092: Broker's Price Opinion
  • Form 1127: BPO Request Form

© 2008 Freddie Mac